Abstract
A framework for assessing whether reserving practices reflect regional claims experience, and the data insurers would need to test it.
Key points
- Sets out a claims-development review suitable for smaller insurers.
- Discusses benchmark gaps where regional data is thin.
- Identifies reporting fields that would support consistent reserve reviews.
Cite this research note
Algocence Research Desk (2026). Claims Experience and Reserve Adequacy in Caribbean Insurers. Algocence Research Note 2026-06. Ocho Rios, Jamaica: Algocence.